The easiest, most affordable and fulfilling way to co-own a home just got easier
Get pre-qualified for a joint mortgage in just 5 minutes
(we don't pull credit)
Tomi and Kinfolk have teamed up to help you and your ‘co-ownership crew’ get pre-qualified for joint financing in 3 easy steps:
1. Choose your team (friends, family, spouse, colleagues, whoever)
2. Fill out the form (yes - each of you)
3. Find out how much home you can afford to co-buy together
Tomi and Kinfolk have teamed up to help you co-own a home with others. Get pre-qualified for joint financing in 3 easy steps:
1. Choose your team (friends, family, partner, etc.)
2. Complete the form (each person), and
3. Find out how much home you all can afford to co-buy together
homes were purchased in 2023 by two or more (unmarried) people
of first time home buyers purchased their home with someone else in 2023
Gen Z and Millennial renters are living in major US cities and willing to co-own a home with a non-romantic partner
The newest way to own homes is together. Tomi uses AI to make buying and managing shared homes easier, more affordable, and fulfilling than ever before. From designing your plan and getting you qualified to drafting agreements and managing the day to day (scheduling, decision-making, finances, etc), Tomi is your tech enabled partner that promises to be with you and your team every step of the way.
Kinfolk Home Loans was established with a mission to genuinely assist Americans, drawing on decades of experience from major retail banks. Our dedicated team of mortgage professionals is committed to this principle, ensuring that we are available whenever you need support, especially when life throws unexpected challenges your way.
The newest way to own homes is together. Tomi uses AI to make buying and managing shared homes easier, more affordable, and fulfilling than ever before. From designing your home plan and getting qualified for financing to drafting ownership agreements and managing the day to day; scheduling, decision-making, finances, etc. The technology layer for the homes you share, Tomi is your shared home concierge that promises to be with you and your team every step of the way.
Kinfolk Home Loans was established with a mission to genuinely assist Americans, drawing on decades of experience from major retail banks. Our dedicated team of mortgage professionals is committed to this principle, ensuring that we are available whenever you need support, especially when life throws unexpected challenges your way.
NMLS# 2336233
Get Pre-Qualified TodayDisclaimer: The pre-qualification services offered by Kinfolk Home Loans and Tomi Homes (collectively, “the Companies”) are provided solely for informational purposes and should not be construed as a commitment or guarantee of mortgage approval, loan terms, or interest rates. The pre-qualification provided is a preliminary assessment based on the information supplied by the user and does not constitute a formal mortgage offer, loan approval, or lending commitment from the Companies or any affiliated lending institutions.
All mortgage rates, terms, and conditions are subject to change without prior notice and may vary based on market conditions and lender discretion. The Companies do not guarantee the accuracy or completeness of the pre-qualification assessment and shall not be held liable for any discrepancies, errors, or omissions that may arise in connection with the use of this service.
The information provided by users during the pre-qualification process is analyzed on a good faith basis and has not been independently verified. Users are encouraged to seek independent financial, legal, or mortgage advice before proceeding with any mortgage application or property purchase.
The Companies disclaim any and all liability for decisions made based on the results of the pre-qualification assessment. Users acknowledge that pre-qualification is not a guarantee of a final loan approval or binding offer, and further verification of user information may be required by lenders at the time of formal mortgage application. By using the pre-qualification service, users acknowledge and agree to the terms of this disclaimer and the Data and Privacy Policy.
